There is a sense of history when buying an older home regardless if the house is thirty years old or one-hundred. Knowing that the house had one or more generations who lived their lives in it. Another allure is the retro style of older houses. Many people purchase older homes to renovate them and restore…
We all experience unexpected issues that cut into our finances and create the need to seek alternative financial support. Maybe you don’t have a crisis, but want to improve your house or put a swimming pool in your yard. Whatever the reason for your financial needs, many people choose a home equity line of credit…
Buy a Home in Orlando. You’ve heard it repeated again and again like a mantra; you need a 20% down payment to purchase a home in the Orlando area. You’ve heard it from relatives and supposed real estate experts in the media, but it’s just not true. Reading this, you probably are still in doubt;…
Buying a new home can be both exhilarating and a little bit scary. You have this new home that you take pride in, but you aren’t quite sure where to begin when it comes to home insurance. You’re not alone; this is a common issue with new home buyers. What is Homeowners Insurance? Mortgage lenders…
You may be curious about the term PMI being bandied about as you have been checking around for a mortgage but you don’t understand what it means or how it impacts you. Don’t worry, let’s take a closer look at what a PMI is and how it can affect your chances of getting a mortgage.…
Fixer-upper house. In the greater Central Florida area, many homes are well over a century old. These grand old southern homes are enticing, but restoring them can have hidden costs. That begs the question, should you buy a fixer-upper house? Numerous factors should be taken into consideration before taking on a renovation. Is it the…
If you’re like most people, you are seeking ways to ensure a worry-free retirement. Maybe it’s security you care about, you have a big family, and one or two unforeseen emergencies can be devastating to your wallet. The 2008 financial crisis and the recent pandemic have shown us just how volatile the economy can be…
So you are getting ready to retire soon and want to move from your current home. Maybe you want to downsize to make things easier as you grow older. Perhaps you want to be closer to your children and grandchildren. Whatever the reason for your move, you need to consider what type of homes are…
Have you been renting an apartment for years and have never considered buying a home? There is a myriad of reasons that continuing to rent an apartment is a bad idea. Aside from noisy neighbors, inconvenient inspections, and trouble finding parking, there is a much more important reason to buy. With each passing day, rent…
Buying your first home is a notable life event, more than any purchases you made before. It can turn nerve-wracking for some when they realize it is different than renting an apartment or purchasing a car. The whole process can be complex and more than a little disorienting to first-time homebuyers. Mistakes can be made…